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Financing Options & Plans

Action Heating & Cooling is Proud to Offer Financing Options

An unexpected HVAC or plumbing situation can be financially stressful, and often, payment options are limited. At Action Heating & Cooling, we believe that an HVAC or plumbing emergency shouldn’t set you back or break the bank. We are wholeheartedly dedicated to you, which is why we offer a variety of  financing options for your comfort and convenience, irrespective of whether you require emergency services or not.

Above all, we do our job because we love the people in our Middle, TN community. The opportunity it provides us to serve our neighbors is invaluable.

Get in touch with us today to learn more about our available financing options or click below to submit your application through our partners.

Wells Fargo

  • Monthly payments to fit your budget
  • Special terms promotions available, ask for details
  • Online account management and bill payment options

*With approved credit. Call for details.


  • Goodleap specializes in home improvement financing, offering a wide variety of loan options.
  • Various repayment options to fit your budget

Energy Right Solutions

With the new In-Home Energy Evaluation Program, you can reduce your power usage and receive a cash rebate and financing assistance for installing energy improvements. The recommended eligible improvements you make are eligible for reimbursement of 50% of the install cost, with an  limit of $500, and convenient financing.

  • Schedule an in-home energy evaluation with Action Heating & Cooling, a TVA-certified evaluator.
  • After your home is evaluated, a report is created outlining the potential energy-efficiency improvements and available cash rebates and financing (if applicable).
  • Improvements must be made by a member of the TVA Quality Contractor Network, except for self installed measures (as allowed by your local power company). The evaluator will provide the names of qualified contractors.
  • All home improvements must be completed within 90 days. Once the work is finished, it will be inspected to ensure that everything is installed properly to maximize savings.
  • After the inspection, you submit receipts for the completed work to be eligible for the cash rebate. For financing, your contractor will be paid directly upon successful completion of the inspection

No matter how many energy efficiency improvements are made, $500 is the maximum reimbursable amount for all approved work completed. Some improvements have lower maximum amounts, and some require power company pre-approval (see table below).

Energy Right Eligible Improvements

The items above are eligible for financing or up to a 50% cash rebate on recommended improvements. Some items may also be eligible for federal tax credits.

Contact Us Today!

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